Insurance for shopfitters and fit-out contractors
At Darwin’s we provide:-
- Specialism - expert insurance advice for all shop fitting business insurance needs;
- Proven track record – we have been the National Association of Shop fitters approved broker for over 50 years;
- Exclusivity – market exclusive scheme product with a leading UK insurer.
- Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
- Service – unrivalled, consistent service provided by our team of UK wide account executives.
- Professional Claims Handling – We manage the claims through to conclusion.
Unique benefits
We have negotiated some important benefits for our Shopfitting clients including:-
- Interest Free Credit.
- Low Claims Premium Rebates – money back if your claims record is good.
- Free Liability Insurance for Apprenticeships.
- Further enhancements to Low Claims Rebates for qualifying members with achievements in PAS82 and Skills Cards.
- Personal and dedicated service from our team of Account Executives.
Cover summary
Standard cover and limits:-
- Employers Liability - £10,000,000
- Public & Products Liability - £5,000,000 (higher limits available)
- Financial loss - £1,000,000
- All Risks – Contract Works - limits tailored to your business
- JCT – contractual Indemnity - can be included
- Fidelity guarantee (dishonesty) - £10,000
- Legal Expenses - £150,000
Download documents
Help & advice
Other covers available
- Buildings & contents
- Business interruption
- Money
- Computer
- Engineering
- Professional indemnity
- Directors & officers
- Commercial legal expenses
- Motor fleet
- Commercial vehicle
- Group personal accident
- Insurance bonds

