Insurance for shopfitters and fit-out contractors

The Industry knowledge and insight that Darwin Clayton have is evident in the way that they conduct their business and we consider them trusted advisers.

Trevor Smyth, Director, Datum Contracts International Limited

At Darwin’s we provide:-

  • Specialism - expert insurance advice for all shop fitting business insurance needs;
  • Proven track record – we have been the National Association of Shop fitters approved broker for over 50 years;
  • Exclusivity – market exclusive scheme product with a leading UK insurer.
  • Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
  • Service – unrivalled, consistent service provided by our team of UK wide account executives.
  • Professional Claims Handling – We manage the claims through to conclusion.

Unique benefits

We have negotiated some important benefits for our Shopfitting clients including:-

  • Interest Free Credit.
  • Low Claims Premium Rebates – money back if your claims record is good.
  • Free Liability Insurance for Apprenticeships.
  • Further enhancements to Low Claims Rebates for qualifying members with achievements in PAS82 and Skills Cards.
  • Personal and dedicated service from our team of Account Executives.

Cover summary

Standard cover and limits:-

  • Employers Liability - £10,000,000
  • Public & Products Liability - £5,000,000 (higher limits available)
  • Financial loss - £1,000,000
  • All Risks – Contract Works - limits tailored to your business
  • JCT – contractual Indemnity - can be included
  • Fidelity guarantee (dishonesty) - £10,000
  • Legal Expenses - £150,000

Download documents

Help & advice

Other covers available

  • Buildings & contents
  • Business interruption
  • Money
  • Computer
  • Engineering
  • Professional indemnity
  • Directors & officers
  • Commercial legal expenses
  • Motor fleet
  • Commercial vehicle
  • Group personal accident
  • Insurance bonds