What is Directors & Officers insurance?

Directors & Officers cover (sometimes referred to Management Liability cover) is designed to protect directors and senior managers if legal action is brought against them for mismanagement of the business which has caused a financial loss for shareholders. This can also help defend claims brought by the HSE (Health and Safety Executive) in cases of possible breaches of duties.

Employment Practices Liability Insurance

This cover is sometimes bought alongside a Directors and Officers policy and pays the costs you might need to pay to defend you and your business against claims brought against you by employees or former employees for discrimination, misconduct in the workplace (harassment and bullying for example) and wrongful dismissal.