Recruitment Company Insurance - Darwin Clayton
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Recruitment company insurance

tailored to your business needs

Get recruitment company insurance designed to cover your needs through the specialists at Darwin Clayton. To discuss your business’s insurance needs or to get a recruitment company insurance quote, call uss on 01892 511 144 or follow the links below.

Why get recruitment insurance through Darwin Clayton?

We have worked closely with recruitment companies for many years and understand the risks facing your business. We’ll work with you to figure out the levels of cover you need, shaping your policy to match your exact requirements. By partnering with Darwin Clayton, you will also benefit from the following:

As you can see from the following client testimonial, your recruitment insurance is in excellent hands with Darwin Clayton

“I would recommend Darwin Clayton for a Recruitment Insurance quotation; they reduced my annual premium by over 30%. We didn’t have to compromise on quality and are delighted with the cover and service received.”
James Metzger | Chairman
Metzger Search and Selection Ltd

What is recruitment company insurance?

Insurance for recruitment companies helps protect recruitment agencies and their employees from the risks they face on a day-to-day basis. The exact make-up of your policy will depend on the services you offer and your clients’ requirements, but common policy elements include:

What does insurance for a recruitment company cover?

Every recruitment company is unique, and your working environment and the services you provide will affect the make-up of your recruitment company insurance quote. At Darwin Clayton, our friendly team of professionals can arrange a policy specifically for your business’s needs.  We’ve been arranging insurance solutions for recruitment agencies for many years, and we have a deep understanding of your industry, so we can offer you a policy that covers:

As an employer, you are responsible for the health and safety of your employees whilst at work. Employers’ liability insurance (EL insurance as it’s also known) of £5m is a legal requirement if you have any staff. Businesses that hire people without having this insurance cover can face fines of up to £2,500 for each day they are uninsured. If your employee is injured or becomes ill because of the work they do for you and they bring a claim for compensation against your business, you will be protected.

Public liability covers your business if you or your employees are held liable for accidental injury to your clients, customers, or the public or for damage to their property because of your business’s activities.  

As you offer consultancy and advisory services to your clients, then professional indemnity – or PI insurance – is important for protecting your business. 

As with any insurance policy there are terms and exclusions, we will discuss this with you during the quotation process.

Are there any policy options for recruitment insurance?

Depending on the nature of your recruitment work, you may need additional covers added to your recruitment company’s insurance quote.  Options for these include:

This covers your legal liability to third parties for damage caused to a vehicle where it is the fault of a temporary driver provided by your agency

Benefits are payable in respect of accidental death or bodily injury to employees which is sustained during the period of insurance and results in one of the benefits being payable.

This cover provides protection against loss of money, stock or property sustained by your customers from the dishonest or fraudulent act of an employee.

Legal costs and expenses of any appeal against the refusal to renew or forfeiture of a licence to undertake the business of an employment agency or employment business as defined by the Employment Agencies Act 1973 

This covers your property on an ‘All Risks’ basis for reinstatement as new regarding contents, computer equipment tenant’s improvements, and damage to or loss of money subject to the following limits.

This covers your property on an ‘All Risks’ basis for reinstatement as new regarding portable business equipment.

Covers financial losses following an incident such as fire or flood, protecting your business should you incur additional costs to continue trading to your previous level.

As with any insurance policy there are terms and exclusions, we will discuss this with you during the quotation process.

Does Darwin Clayton offer any additional policies to protect your business?

The UK has seen a significant rise in cyber-attacks, as highlighted by the 2023 Cyber Security Breaches Survey conducted for the UK Government, revealing that 59% of medium-sized organisations reported experiencing a cyber security breach or attack within the past 12 months.  As this threat escalates, considering a cyber insurance quote becomes more important for a modern business.

Also known as directors & officers or D&O insurance. This covers the cost of any compensation claims made against your directors, officers, or high-ranking management for alleged wrongful acts. Claims could be made by disgruntled employees, clients, investors, stakeholders, and even regulators and could involve civil, criminal, or regulatory proceedings. A management liability policy can also cover any legal costs that arise for directors in defending their case.

With the many risks faced by businesses, seeking legal advice and formulating legal documents, such as employment contracts, can be time-consuming and expensive when the services of solicitors and other legal experts are engaged. Legal expenses cover not only offers the services of legal representation but also provides free legal advice on a range of legal problems and access to a suite of helpful documents.

This cover offers you a loss adjuster to work on your behalf to investigate and present your property and business interruption claim to the insurer. This cover can be invaluable if your business suffers a serious loss following a flood or fire. 

  • Motor fleet insurance covers your multiple vehicles on a single policy. It can be a mix of vehicles, including vans, cars, and trucks.
  • Uninsured loss recovery insurance pays for a solicitor to pursue a guilty third party for recovery of your uninsured losses such as policy excess, hire vehicle charge, loss of earnings; as well as costs to pursue a personal injury claim
  • GAP insurance will cover the outstanding balance of a finance or lease agreement on your motor vehicle following its write-off or up to 25% of the write-off value.

If a customer fails to pay you for services or products, whether it’s due to insolvency, refusal, or inability to pay, credit insurance will indemnify your losses. The insurance will also provide insights into customers credit ratings and what limits of credits to offer. 

Recruitment insurance FAQs

It’s important for recruitment companies to get the right insurance. To help you do that, here are our recruitment insurance frequently asked questions. We hope they are helpful, but if you’d like any advice, please call us on 01892 511 144

If you have employees, you will need at least £5m of employers’ liability insurance – that is a legal requirement.

Your specific insurance needs will vary depending on the service your business offers and your clients’ needs. Some of the typical covers we arrange are employers’ liability, public liability, professional indemnity, office contents, and business interruption insurance.

Because accidents and professional errors happen. Wrongful advice to a client, injury to a third party, stolen or damaged equipment and other unexpected events could make your recruitment company lose money, result in lost business opportunities, or even cease your business’s operations. A good recruitment insurance policy provides cover should these situations arise, protecting your business from legal and financial liabilities. 

Having the appropriate insurance cover is not only a responsible business practice but also a way to protect the financial stability of your business in the event of unexpected incidents or accidents.  It provides peace of mind to the agency and its clients and ensures that the business can continue operating effectively.

Getting a quote is easy.  You can call us on 01892 511 144, and our experienced team of professionals will help you find the protection you need.  We understand your industry and will work with you to design insurance cover to suit your business’s requirements.

That will depend on the level of protection your business requires, the number of placements, what equipment you have, your claims history, etc. If you would like a recruitment insurance quote, call us on 01892 511 144 or start your quote here.

Like some recruitment insurance help?

If you’d like some help with your recruitment company insurance, please give us a call on 01892 511 144. Our friendly team of insurance professionals will be happy to help you get the protection you need and offer you a recruitment company insurance quote.