Prepare for the unexpected with bespoke cover

When working in a specialist industry, you may find your business encounters situations that standard business insurances don’t cover. We can help you to find cover which is specifically designed for the risks faced by your business.

Proven track record within the industry

Darwin Clayton have been working with the FM, Cleaning, Security and Mechanical & Electrical sectors for many years. Our award winning FM solution was designed to create a single specialist product to reflect the increased complexities of businesses operating in this sector.

Key Features:
Employers Liability
Public and Products Liability -
including damage to property being cleaned and treatment risks
Employee Dishonesty
Loss of Keys
Financial Loss
Professional Indemnity
Inefficacy and Contractual Liability
Wrongful Arrest
Products Inefficacy
Environmental Clean Up Costs
Property
Business Interruption
Money Risks
Terrorism
Standard
Optional

Property damage & treatment risks

If you accidentally damage the property you’re working on, or use the wrong chemical treatment, this cover will protect you against the cost of repair or replacement. Not all policies will.

Products efficacy cover

If you supply or install a security product which fails to perform its intended function, this could have disastrous consequences for your clients and result in a significant loss. This policy feature will cover your business for the resulting claim investigation, defence, legal proceedings and compensation.

With Darwin Clayton you can expect:

Expert advice Our FM sector specialists can support your business with all your commercial insurance needs.
Comprehensive protection Insurance solutions tailored to provide the protection your FM business needs at competitive premiums.
Online Payment Portal Pay your insurance premiums online without the need to post any documents.
Professional claims handling We understand FM claims and will work with you to manage your claims effectively.
24hr Business legal advice Advice on tax and employment issues when you need it.
Interest-free direct debit Interest free instalments available.
Expert advice Our FM sector specialists can support your business with all your commercial insurance needs.
Comprehensive protection Insurance solutions tailored to provide the protection your FM business needs at competitive premiums.
Online Payment Portal Pay your insurance premiums online without the need to post any documents.
Professional claims handling We understand FM claims and will work with you to manage your claims effectively.
24hr Business legal advice Advice on tax and employment issues when you need it.
Interest-free direct debit Interest free instalments available.

Additional Covers

Here are some of the other covers we have available to tailor your cover exactly to your requirements.

Cyber & Data Risks
Directors & Officers Liability
Commercial Legal Expenses
Engineering (Computer, Statutory Inspection, Contractors Plant)
Property Loss Recovery
Group Personal Accident & Business Travel
Motor Fleet / Uninsured Loss Recovery/ GAP
Credit Insurance
Performance Bond Facilities

Testimonials

“Darwin Clayton have a true specialism in their area and genuinely wanted to be part of our business because of the value they could provide. We don’t just see them on renewal, they’re present throughout the year to discuss and assess cover and their claims support is excellent. At Axis Group, we believe in developing long-term relationships with the people we work with and we knew we’d found that in them.”

Simon Giles

Group FD & COO Axis - Cleaning & Support Services

Read the full Case Study

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