Paul, Author at Darwin Clayton - Page 2 of 2
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What is underinsurance? Your insurance premium is calculated based on your individual circumstances and the amount of cover you choose to take out to protect your business. Underinsurance occurs when you’ve not taken out the right amount of insurance cover for your needs and there will be a variety of factors to take into account … Read more

This Winter Risk Management bulletin was created by Darwin Clayton together with Aviva. It outlines some of the key issues employers and business owners should be aware of at this time of year. Here you’ll find information on common risks, including extreme weather damaging buildings and causing dangerous surface and driving conditions, to keeping your … Read more

Have you heard of Multi-Factor Authentication or MFA?  While it might not mean much to some of us, it’s about to become one of the buzzwords in the Cyber Insurance industry. Here’s why. What is Multi-Factor Authentication? Multi-Factor Authentication requires system users to go through two layers of identification to gain control of a system. … Read more

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The complex nature of employment laws means that companies need to keep up to date with changes to legislation and regularly review and update internal procedures. For businesses of any size, employment related claims represent a potentially damaging and negative exposure both financially and reputationally. The company may face claims from past, present or prospective … Read more