PRINTERS BUSINESS INSURANCE
TAILORED TO YOUR COMPANY
Arrange your printers business insurance with the professionals at Darwin Clayton. Call us on 01892 511 144 for free advice or to get a quote.
Why get printers business insurance through Darwin Clayton?
At Darwin Clayton, we can arrange insurance cover for a wide range of specialist printing businesses, such as lithographic printers, screen printers, digital printers, flexographic printers, bookbinders and more. We deeply understand your industry and will assess all aspects of your printing business to arrange the best suitable coverage. You will also benefit from the following:
- Printers business insurance tailored to your company
- Assistance should you need to make a claim
- Favourable pricing for the members of print trade associations
- Stay informed with regular updates on the most recent insurance-related advice and guidance
We're here to help.
What is printers business insurance?
Printers face unique risks in their line of work, where even minor mistakes can have significant financial repercussions. That’s why insurance tailored specifically for printing companies is essential.
Printers business insurance can help protect your company against costly misprints, colour discrepancies, or logo errors that could lead to client claims. This coverage not only covers costs of repairs or replacing damaged property, but also covers in case of lawsuits. * Maximum legal cost is based on individual cover.
Additionally, liability insurance addresses risks related to employee injuries and public safety, ensuring comprehensive protection for both staff and visitors. Additionally, business interruption insurance mitigates the impact of disasters like fires or floods, helping printing businesses recover lost profits and operational expenses during downtime.
With breakdown cover for machinery included, printers insurance offers peace of mind, enabling businesses to focus on delivering quality printing services without worrying about unforeseen setbacks.
Some of the typical covers we can arrange to protect your business are:
- Public Liability Insurance
- Product Liability Insurance
- Employers’ Liability Insurance
- Own Property Damage Insurance
- Business Interruption Insurance
What does insurance for printing business cover?
Every printing business has its own unique needs, and your working environment and services will impact the make-up of your printers business insurance quote. At Darwin Clayton, our dedicated team of professionals can tailor a policy specifically to fit your business requirements. The printers’ business insurance we arrange includes policy covers such as:
As an employer, you are responsible for the health and safety of your employees whilst at work. Employers’ Liability Insurance (EL insurance as it’s also known) of £5m is a legal requirement if you have any staff. Businesses that hire people without having this insurance cover can face fines of up to £2,500 for each day they are uninsured. If your employee is injured or becomes ill because of the work they do for you and they bring a claim for compensation against your business, you will be protected.
Public Liability for printers covers your business if you or your employees are held liable for accidental injury to your clients, customers, or the public or for damage to their property because of your business’s activities.
Product Liability Insurance – If the products you supply to customers cause damage or injury, you could be held liable in the event of the claim.
This cover can also include extensions for:
Professional Indemnity Insurance – Libel & Slander and Breach of Copyright / Confidentiality
Financial Loss Insurance – It covers your business against losses which you become legally liable to pay as compensation, plus costs and expenses for accidental financial loss where no damage has occurred.
Bookbinders Insurance – It covers damage caused to printing incorrectly trimmed or bound.
It covers damage to buildings, contents, computers, machinery, and stock.
As with any insurance policy there are terms and exclusions, we will discuss this with you during the quotation process.
As with any insurance policy there are terms and exclusions, we will discuss this with you during the quotation process.
Are there any additional policy options for printers business insurance coverage?
Depending on the nature of your work, you may need additional covers added to your printers business insurance quote. Options for these include:
It protects your printing business against criminal acts such as robbery or theft of funds while in transit or within your business promises.
It covers tools and plant anywhere in the UK.
This cover will protect your business from losses and damages resulting from acts of terrorism.
If one of your employees has an accident, and it leads to temporary or permanent disablement or even death, a benefit payment will be made.
This covers the value of your goods in transit to your customer’s premises.
With the many risks faced by businesses, seeking legal advice and formulating legal documents, such as employment contracts, can be time-consuming and expensive when the services of solicitors and other legal experts are engaged. Legal expenses cover not only offers the services of legal representation but also provides free legal advice on a range of legal problems and access to a suite of helpful documents.
Your staff are in a position of trust. If they commit an act of theft or fraud which results in a direct loss of money or goods belonging to you or a customer, then this policy feature will cover the costs of a resulting claim against your business.
Does Darwin Clayton arrange any additional policies to protect your printing business?
This insurance cover includes three core elements:
- A separate cover for your computer equipment
- Contractors plant covers your machinery
As your equipment should be inspected regularly, this policy covers you for statutory inspection service
Also known as directors & officers or D&O insurance. This covers the cost of any compensation claims made against your directors, officers, or high-ranking management for alleged wrongful acts. Claims could be made by disgruntled employees, clients, investors, stakeholders, and even regulators and could involve civil, criminal, or regulatory proceedings. A management liability policy can also cover any legal costs that arise for directors in defending their case.
This cover offers you a loss adjuster to work on your behalf to investigate and present your property and business interruption claim to the insurer. This cover can be invaluable if your business suffers a serious loss following a flood or fire.
Cyber-attacks are on the rise in the UK. A cyber insurance quote makes a lot of sense, as it offers protection against key risks including:
- Financial crime and fraud – when cybercriminals use the internet to steal funds, impersonate your business or deceive employees into transferring money or goods.
- Extortion – if a hacker holds your systems or data to ransom or threatens to publish information, this can cover the ransom you may have to pay and the services of a leading risk consultancy firm to help manage the situation.
- Motor Fleet Insurance covers your multiple vehicles on a single policy. It can be a mix of vehicles, including vans, cars, and trucks.
- Uninsured Loss Recovery Insurance pays for a solicitor to pursue a guilty third party for recovery of your uninsured losses such as policy excess, hire vehicle charge, loss of earnings; as well as costs to pursue a personal injury claim.
- GAP Insurance will cover the outstanding balance of a finance or lease agreement on your motor vehicle following its write-off or up to 25% of the write-off value.
If a customer fails to pay you for services or products, whether it’s due to insolvency, refusal, or inability to pay, credit insurance will indemnify your losses. The insurance will also provide insights into customers credit ratings and what limits of credits to offer.
Printers’ business insurance FAQs
It is crucial for printers to get the right insurance. To help you do that, here are our frequently asked questions about printers business insurance. We hope they are helpful, but if you’d like any advice, please call us on 01892 511 144. Our friendly team of insurance professionals is here to help.
If you have employees, it is legally required to have Employers’ Liability Insurance with a minimum coverage of £5 million.
Your specific insurance needs may vary depending on the service your business offers and your client’s needs. Some of the typical covers we arrange are: Public Liability, Employers’ Liability, Product Liability, and Business Interruption Insurance.
Printers encounter distinct risks in their industry, where even small errors can lead to substantial financial losses. Therefore, insurance specifically designed for printing companies is crucial. Furthermore, Liability Insurance covers risks related to employee injuries and public safety, providing thorough protection for both staff and visitors. Additionally, Business Interruption Insurance reduces the impact of disasters like fires or floods, aiding printing businesses in recovering lost profits and operational costs during downtime. With machinery breakdown coverage included, printers’ insurance ensures peace of mind, allowing businesses to concentrate on delivering high-quality printing services without worrying about unexpected setbacks.
Getting a quote is easy. Call us on 01892 511 144, and our friendly team of professionals will help you find the protection you need. We understand your industry and will work with you to design insurance coverage to suit your printer business’s requirements.
That will depend on the level of protection your business requires, your annual wages and turnover, equipment, claims history, etc. Call us on 01892 511 144 for a printers insurance quote or start your quote here.
Like some more printers business insurance help?
If you’d like some help with your printers business insurance, please give us a call on 01892 511 144. Our team of insurance professionals are happy to help you get the protection you need and offer you a printers business insurance quote.