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Business interruption insurance (BI) provides cover for financial losses due to an interruption to a business caused by material damage to property. Cover is typically incorporated into a package or commercial combined policy. Typical cover provided There are 3 key elements to consider with a business interruption policy: The time period for which the interruption … Read more

Helmet, hard hat on the road construction site

Liabilities associated with managing contractors, and the duty of care owed to them, is often misunderstood or even ignored, despite increasing evidence of the liabilities for failing to appoint and manage such contractors. The term contractor applies to anyone you get in to work for you who is not an employee and will include individuals … Read more